NCD Smile by MetLife Benefits
Dental Coverage that Makes You Smile
Looking for clear options and outstanding coverage that comes with a plan you can count on? Check out NCD Smile by MetLife plans.
These unique plans allow you to pay a set dollar amount, or copay, for in-network services. Pricing is based on the zip code of your dental provider and the dental billing code your provider submits. Talk about simplicity! Our straightforward pricing gives everyone something to really smile about.
Plus, when you enroll in an NCD Smile by MetLife plan, you’ll gain access to benefits that go beyond great oral care. Backed by the National Wellness and Fitness Association (NWFA), NCD Smile by MetLife association dental plans provide members with great benefits, white-glove service, and industry-leading coverage, all underwritten by one of the most trusted names in the business: MetLife.
| Dental Benefits |  Talk to an Agent 469-780-4044 |  Talk to an Agent 469-780-4044 |
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| In-Network Benefits | Out-of-Network Benefits* | In-Network Benefits | Out-of-Network Benefits* |
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| Annual Maximum Benefit | $1,000 | $500 | $2,500 | $2,000 |
| Preventive Care (Type A) | Copay Pricing Based on Area Click Here for Copay Schedule | 55% Covered | Copay Pricing Based on Area Click Here for Copay Schedule | 85% Covered |
| Basic Care (Type B) | 25% Covered | 50% Covered | ||
| Major Care (Type C) | 25% Covered | 30% Covered | ||
| Deductible | $0 | $100 per individual / $300 per Family per year | $0 | $50 per individual / $150 per Family per year |
| *Out-of-network benefits are subject to coinsurance rates and are reimbursed based on Maximum Allowable Charge. The out-of-network Maximum Allowable Charge is equal to the in-network negotiated fee. Deductible must be paid before receiving benefits for preventive services out-of-network. | ||||
| Dental Benefits | |||
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| In-Network Benefits | Out-of-Network Benefits* | In-Network Benefits | Out-of-Network Benefits* |
| Annual Maximum Benefit | |||
| $1,000 | $500 | $2,500 | $2,000 |
| Preventive Care (Type A) | |||
| 55% Covered | 85% Covered | ||
| Basic Care (Type B) | |||
| 25% Covered | 50% Covered | ||
| Major Care (Type C) | |||
| 25% Covered | 30% Covered | ||
| Copay Pricing Based on Area | |||
| Click Here for Copay Schedule | Click Here for Copay Schedule | ||
| Deductible | |||
| $0 | $100 per individual / $300 per Family per year | $0 | $50 per individual / $150 per Family per year |
| *Out-of-network benefits are subject to coinsurance rates and are reimbursed based on Maximum Allowable Charge. The out-of-network Maximum Allowable Charge is equal to the in-network negotiated fee. Deductible must be paid before receiving benefits for preventive services out-of-network. | |||
Dental Copay Lookup Tool
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We couldn't find a copay for the dental or procedure code you entered. Please check if the code is correct or note that the procedure may not be covered by your plan. You can view a complete list of covered procedures and their corresponding copays at the links below:
NCD Smile 1000 by MetLife
NCD Smile 2500 by MetLife
| Dental Procedure | Smile 1000 Copay | Smile 2500 Copay | Dental Code | Type |
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NCD Smile by MetLife plans are not available for purchase by customers residing in AK, CT, LA, ME, MS, MT, NV, NY, SD, TX, UT, VT and WA.
Learn More about NWFA Benefits Here
