Does this work with Medicare?

Yes! These dental and vision plans are designed to work alongside Original Medicare or Medicare Advantage. They fill in the gaps for services Medicare doesn't cover, like routine dental cleanings, fillings, and vision exams.

Can I keep my current dentist or eye doctor?

With our MetLife dental plans, you have access to 485,000+ dental providers nationwide. With VSP vision coverage, you can visit any of 34,000+ eye doctors. In most cases, your current providers are likely in-network.

When can I start using my benefits?

Many preventive services are available immediately or after a short waiting period. Coverage for major services typically begins after a 12-month waiting period.

Original Medicare Doesn't Cover Most Dental & Vision. We Can Help.

NCD improves lives by driving better health, delivering an exceptional experience, and spreading the smile.

✓High annual dental maximums – options covering up to $10,000 in care annually
✓Vision includes an annual eye exam + $200 frame allowance
✓Works alongside Medicare – fill the gaps Original Medicare doesn't cover
✓World-class member care support – fully U.S.-based, and highly rated by members.

Backed by trusted carriers

Dental

NCD by MetLife Dental Insurance

485,000+ dental access points nationwide
High annual maximums – options covering up to $10,000 in care annually

Vision

VSP Preferred Plan by NCD

34,000+ eye doctors nationwide
Annual eye exam + $200 frame allowance
$50 copay for progressive lenses

*Plan benefits differ for Oregon residents

Compare Plan Options

See the differences at a glance, then choose the option that best fits your needs and budget.

Starts at: $19/mo

Everyday Dental

Plans: NCD Value by MetLife • NCD Bright 1000 by MetLife • NCD Bright 1500 by MetLife

Best for regular checkups and simple visits.

Covers cleanings, exams, and basic care
Easy-to-understand costs
A budget-friendly option for everyday needs

Good fit if you: Just want the essentials covered for day-to-day dental needs.

Starts at: $42/mo

Robust Coverage

Plans: NCD Essentials by MetLife • NCD Elite 1500 by MetLife • NCD Elite 3000 by MetLife

A smart option if you want more than just the basics.

Extra help with common dental care
Covers more than just routine visits
Useful if your needs change over time

Good fit if you: Want solid support for both routine visits and extra care if needed.

Starts at: $62/mo

Premier Protection

Plans: NCD Complete by MetLife • NCD Elite 5000 by MetLife

For people who want the most coverage and peace of mind.

Covers a wider range of dental care
Higher limits for more involved care
Ideal if you want added peace of mind

Good fit if you: Prefer knowing you're covered no matter what comes up.

*Product availability and exact pricing varies by state

VSP vision coverage also available!

Protect your eyesight with trusted vision benefits backed by VSP — one of the largest vision care networks in the country.

Eye exams and routine vision care
$200 frame allowance (plan dependent)
34,000+ VSP eye doctors nationwide

*Plan benefits differ for Oregon residents

Why Many People Add Coverage After 65

Original Medicare doesn't cover routine dental cleanings, fillings, dentures, or vision exams. That's why so many people look for additional coverage.

Fill Medicare Gaps

Original Medicare doesn't cover routine dental or vision care. Our plans help you stay healthy without surprise bills.

Predictable Costs

Know what you'll pay upfront. Clear pricing and coverage limits make budgeting simple.

Works with Medicare Advantage

Already have a Medicare Advantage plan? These plans work alongside it to give you even more coverage.

What Our Members Say

Real reviews from people just like you

"Extremely cost-effective for the amount of dental coverage I get. I'm so happy — something to smile about!"

Earl H.

"Excellent customer service! Easy to reach via text, email, and phone. And a great dental plan as well! 🌺"

Dominika O.

"Super friendly, affordable and has wonderful dental plans! Totally worth it 😁"

Kymberly C.

See all 7,978 reviews →

Rated 4.9/5 based on 7,978 verified reviews

Frequently Asked Questions

Yes, our dental and vision plans can work alongside Medicare. Original Medicare doesn't cover most dental care and doesn't cover routine eye exams for prescription eyeglasses. If you have a Medicare Advantage plan that includes some dental or vision benefits, you should compare those benefits with what we offer to see which option best meets your needs.

With over 485,000 dental access points and 34,000 VSP eye doctors nationwide, there's a good chance your current providers are in-network. Use our provider search tool to check if your dentist or eye doctor participates. If they're not in-network, you may still be able to see them, but your out-of-pocket costs will be higher.

*If you choose an out-of-network provider, you may have increased expenses, you will need to pay in full at the time of services, and will need to file a claim with MetLife for reimbursement.

Most preventive care benefits (like cleanings and routine exams) are available immediately or within a few days of enrollment. However, basic services may have a short waiting period, and major services (like crowns or dentures) typically have a 12-month waiting period. Vision benefits usually have no waiting period. Check your specific plan details for exact timeframes.

Our plans are available in most states, but not all. When you enter your ZIP code in the quote form, we'll immediately let you know if coverage is available in your area. Product availability varies by state due to insurance regulations and licensing requirements.

An annual maximum is the total amount your dental plan will pay for covered services in one year. For example, if your plan has a $2,000 annual maximum and you use $2,000 worth of covered services, you would be responsible for any additional costs beyond that amount until the next plan year. Higher annual maximums provide more coverage for extensive dental work. Our plans range from $1,500 to $10,000 annual maximums.

Ready to See Your Options?

Get a free quote in minutes. No obligation, no pressure. Just clear information to help you make the right choice.

Call (833) 506-2287