NCD Smile by MetLife Benefits
Dental Coverage that Makes You Smile
NCD Smile by MetLife plans are no longer available for new enrollments.
If you're currently enrolled in NCD Smile by MetLife, you can find detailed information about your plan benefits below, including access to the zip code-based pricing lookup tool. Since your plan allows you to pay a fixed dollar amount, or copay, for in-network services, you'll need the zip code of your provider and the dental billing code for the service your provider will be performing.
As a member of any NCD by MetLife dental plan— including NCD Smile by MetLife— you’re automatically enrolled in the National Wellness and Fitness Association (NWFA). Backed by the NWFA, NCD Smile by MetLife provides you with excellent benefits, top-notch service, and industry-leading coverage, all underwritten by MetLife, one of the most trusted names in the business.
| Dental Benefits |  Questions? Call Member Care: 800-485-3855 |  Questions? Call Member Care: 800-485-3855 |
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| In-Network Benefits | Out-of-Network Benefits* | In-Network Benefits | Out-of-Network Benefits* |
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| Annual Maximum Benefit | $1,000 | $500 | $2,500 | $2,000 |
| Preventive Care (Type A) | Copay Pricing Based on Area Click Here for Copay Schedule | 55% Covered | Copay Pricing Based on Area Click Here for Copay Schedule | 85% Covered |
| Basic Care (Type B) | 25% Covered | 50% Covered | ||
| Major Care (Type C) | 25% Covered | 30% Covered | ||
| Deductible | $0 | $100 per individual / $300 per Family per year | $0 | $50 per individual / $150 per Family per year |
| *Out-of-network benefits are subject to coinsurance rates and are reimbursed based on Maximum Allowable Charge. The out-of-network Maximum Allowable Charge is equal to the in-network negotiated fee. Deductible must be paid before receiving benefits for preventive services out-of-network. | ||||
| Dental Benefits | |||
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| In-Network Benefits | Out-of-Network Benefits* | In-Network Benefits | Out-of-Network Benefits* |
| Annual Maximum Benefit | |||
| $1,000 | $500 | $2,500 | $2,000 |
| Preventive Care (Type A) | |||
| 55% Covered | 85% Covered | ||
| Basic Care (Type B) | |||
| 25% Covered | 50% Covered | ||
| Major Care (Type C) | |||
| 25% Covered | 30% Covered | ||
| Copay Pricing Based on Area | |||
| Click Here for Copay Schedule | Click Here for Copay Schedule | ||
| Deductible | |||
| $0 | $100 per individual / $300 per Family per year | $0 | $50 per individual / $150 per Family per year |
| *Out-of-network benefits are subject to coinsurance rates and are reimbursed based on Maximum Allowable Charge. The out-of-network Maximum Allowable Charge is equal to the in-network negotiated fee. Deductible must be paid before receiving benefits for preventive services out-of-network. | |||
Dental Copay Lookup Tool
- Provider Zip Code:
- State:
- Area:
We couldn't find a copay for the dental or procedure code you entered. Please check if the code is correct or note that the procedure may not be covered by your plan. You can view a complete list of covered procedures and their corresponding copays at the links below:
NCD Smile 1000 by MetLife
NCD Smile 2500 by MetLife
| Dental Procedure | Smile 1000 Copay | Smile 2500 Copay | Dental Code | Type |
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Learn More about NWFA Benefits Here
